Homeowners Insurance
Homeowners insurance protects your home and your belongings against damage or loss from events such as fire, theft, storm damage, frozen pipes, and more. It also provides liability coverage for personal injuries sustained by others on your property.
How Are Homeowners Insurance Rates Determined?
- The characteristics and the potential cost to replace your home and additional structures on the premises.
- The location of your home, which includes its proximity to fire protection, as well as local statistics on burglaries, weather events, and other potential risk factors.
- The deductible amount you choose on your policy. A higher deductible means you will pay a lower premium.
- Ensuring that your home has proper protection, like deadbolt locks, a security system, and smoke detectors and alarms.
Combine your home and auto insurance to have the multi policy discount applied to your account.
Here’s What Our Clients Are Saying About Us
We couldn’t be happier with Trusty Insurance! From the moment we walked in, the staff made us feel right at home with their friendly and welcoming approach. We were thrilled to discover that we could maintain the same level of coverage while saving hundreds of dollars compared to our previous agent and carrier. Our auto insurance dropped by about $250 per year, and the real savings came with our homeowners policy—over $500 less annually!
The true test of an insurance company is how they handle claims, and Trusty Insurance exceeded our expectations. The process was smooth, the service was outstanding, and we had our payment in less than a week. We were pleasantly surprised and couldn’t recommend them more highly!
The true test of an insurance company is how they handle claims, and Trusty Insurance exceeded our expectations. The process was smooth, the service was outstanding, and we had our payment in less than a week. We were pleasantly surprised and couldn’t recommend them more highly!
Great friendly service,always have been a huge help to us.
Great people. Made it easy to switch and saved me some money. Highly recommend.
Front office is amazing! She is so friendly and helpful!
Very nice staff!
Best in service!
I definitely recommend Southard & Trusty Insurance Group. Ron will take good care of you. He will get you great insurance at a good price. It is definitely worth looking into if you haven't. Five stars for sure!
Best insurance agent I have ever had. He is fully committed to helping you. Not once has he ever lost patience or giving us the impression that he had something better to do, when we had millions of questions.
Request Your Home Insurance Quote
Looking for flood insurance?
Since 1996, flooding has affected 99% of U.S. counties, bringing significant damage and financial costs to homeowners.
Trusty Insurance uses flood insurance from the National Flood Insurance Program (NFIP) as well as private flood backed by private companies to give you options when it comes to coverages and premiums. Flood insurance helps pay for damage to the structure and/or contents of your home since most homeowners insurance policies don’t cover flooding.
Trusty Insurance Group is an independent insurance agency serving Wilmington, Germantown, and the surrounding Ohio areas with 35+ years of experience.