It may seem silly, but it’s important to determine whether or not your land qualifies as a farm. There are many hobby farms, smaller farm operations, and retirees. Therefore, if you own land, ask yourself the following questions:
Other than a pool or a garage, are there other buildings on my property (like barns, stables, and equipment sheds)? Will those buildings be used in farming operations?
- Will crops be grown or livestock raised?
- Will I sell my products to the public?
- Will equipment be used, and will it be leased?
- What type of animals do I have on my land and who owns them?
- Am I boarding horses for neighbors, friends, and/or clients?
- Who is working on my property and what are their duties?
Some risks aren’t as obvious, others are pretty cut and dry. If you would like to learn more or get started with the proper protection for your farm, request a quote or give us a call.
Farmers can experience a wide variety of unexpected catastrophes, like animal or insect infestation, or damaging weather conditions like a late-season freeze, drought, hail, or flood. In order to maximize profitability and recover after a disappointing annual yield, farmers need quality crop insurance coverage.
Give us a call to find out how we can help protect you from a loss in your yield and/or a loss of revenue.