Commercial Insurance
The success of your business depends on hard work and ingenuity. Commercial insurance ensures that all the effort and time you have invested in your business is covered in case a disaster strikes.
In general, businesses need to purchase at least the following four types of insurance:
- Property insurance compensates you if the property you use in your business is lost or damaged by common perils such as fire or theft. Property insurance covers not just a building or structure but also what insurers call business personal property.
- Liability insurance protects you in the event that someone claims that your business caused him or her harm. Your liability insurance pays damages to third parties resulting from bodily injury or property damage for which your business is legally liable, up to the policy limits, as well as legal fees. It also covers the medical bills of any people injured by your business.
- Commercial auto insurance provides coverage for autos owned by a business. The insurance pays any costs to third parties resulting from bodily injury or property damage for which your business is legally liable, up to the policy limits. Depending on what kind of coverage you buy, the insurance may pay to repair or replace your vehicle because of damage resulting from accidents, theft, flooding and other events.
- Workers compensation insurance or workers comp, as this coverage is generally called, pays for medical care and replaces a portion of lost wages for an employee who is injured in the course of employment, regardless of who was at fault for the injury.
To learn about the details on the specifics of your business policy or to inquire about what type of coverage is right for you, request your quote today.
Here’s What Our Clients Are Saying About Us
We couldn’t be happier with Trusty Insurance! From the moment we walked in, the staff made us feel right at home with their friendly and welcoming approach. We were thrilled to discover that we could maintain the same level of coverage while saving hundreds of dollars compared to our previous agent and carrier. Our auto insurance dropped by about $250 per year, and the real savings came with our homeowners policy—over $500 less annually!
The true test of an insurance company is how they handle claims, and Trusty Insurance exceeded our expectations. The process was smooth, the service was outstanding, and we had our payment in less than a week. We were pleasantly surprised and couldn’t recommend them more highly!
The true test of an insurance company is how they handle claims, and Trusty Insurance exceeded our expectations. The process was smooth, the service was outstanding, and we had our payment in less than a week. We were pleasantly surprised and couldn’t recommend them more highly!
Great friendly service,always have been a huge help to us.
Great people. Made it easy to switch and saved me some money. Highly recommend.
Front office is amazing! She is so friendly and helpful!
Very nice staff!
Best in service!
I definitely recommend Southard & Trusty Insurance Group. Ron will take good care of you. He will get you great insurance at a good price. It is definitely worth looking into if you haven't. Five stars for sure!
Request Your Commercial Insurance Quote
Trusty Insurance is an independent insurance agency serving Wilmington, Germantown, and the surrounding Ohio areas with 35+ years of experience.