Homeowners Insurance
Homeowners insurance protects your home and your belongings against damage or loss from events such as fire, theft, storm damage, frozen pipes, and more. It also provides liability coverage for personal injuries sustained by others on your property.
How Are Homeowners Insurance Rates Determined?
- The characteristics and the potential cost to replace your home and additional structures on the premises.
- The location of your home, which includes its proximity to fire protection, as well as local statistics on burglaries, weather events, and other potential risk factors.
- The deductible amount you choose on your policy. A higher deductible means you will pay a lower premium.
- Ensuring that your home has proper protection, like deadbolt locks, a security system, and smoke detectors and alarms.
Combine your home and auto insurance to have the multi policy discount applied to your account.
Request Your Home Insurance Quote
Looking for flood insurance?
Since 1996, flooding has affected 99% of U.S. counties, bringing significant damage and financial costs to homeowners.
Trusty Insurance uses flood insurance from the National Flood Insurance Program (NFIP) as well as private flood backed by private companies to give you options when it comes to coverages and premiums. Flood insurance helps pay for damage to the structure and/or contents of your home since most homeowners insurance policies don’t cover flooding.
Trusty Insurance Group is an independent insurance agency serving Wilmington, Germantown, and the surrounding Ohio areas with 35+ years of experience.